Accept Payments. Grow Faster.
Paylo Capital connects your business with best-in-class payment processing solutions — lower rates, faster deposits, and the technology to compete at every level.
More Than a Loan — A Complete Capital Partner
Beyond business funding, Paylo Capital helps you optimize how money moves through your business. Our merchant services solutions are designed for small and mid-size businesses that need reliable payment processing, transparent pricing, and real support — not a call center runaround.
Introducing PayLo Dual Pricing
Let customers choose how they pay — card or cash — while you keep the full cash amount every time. No hidden fees, no surprises.
Everything You Need to Get Paid
Credit & Debit Card Processing
Accept Visa, Mastercard, American Express, and Discover in-store, online, or on the go. Competitive interchange-plus pricing with no hidden markups.
- All major card brands accepted
- Interchange-plus transparent pricing
- Next-day funding available
- PCI-DSS compliant infrastructure
Point of Sale Systems
Modern POS hardware and software built for retail, restaurants, and service businesses. Manage inventory, staff, and sales from one dashboard.
- Cloud-based POS software
- Inventory & employee management
- Offline mode — never miss a sale
- Integrates with QuickBooks & more
E-Commerce & Online Payments
Sell online with a fully integrated payment gateway. Works with Shopify, WooCommerce, Magento, and custom-built storefronts.
- Hosted payment pages
- Shopping cart integrations
- Recurring billing & subscriptions
- Fraud detection & chargeback tools
Mobile & Contactless Payments
Take payments anywhere with mobile card readers and tap-to-pay technology. Perfect for contractors, food trucks, pop-ups, and field service businesses.
- Tap, chip & swipe readers
- Apple Pay & Google Pay ready
- iOS & Android compatible
- Real-time transaction reporting
ACH & Bank Transfers
Process large transactions and recurring payments via ACH at a fraction of the cost of card processing. Ideal for B2B invoicing and subscription billing.
- Low flat-rate ACH fees
- Recurring payment scheduling
- Same-day ACH available
- Automated payment reminders
Chargeback & Fraud Protection
Proactive chargeback management and real-time fraud monitoring protect your revenue and your reputation.
- Real-time fraud alerts
- Chargeback dispute management
- 3D Secure authentication
- Velocity & pattern monitoring
Why Businesses Choose Paylo Capital Merchant Services
Interchange-plus markup — among the lowest available
Next-day funding to your business bank account
Payment gateway uptime — your sales never stop
Dedicated U.S.-based merchant support
Built for Your Industry
We serve businesses across every major vertical with tailored processing solutions.
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Get My Free TerminalNo obligation. Qualified merchants only. Subject to approval.
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